Handbook of Consumer Finance Research

Concepts and Theories of Consumer Finance.- Risk Tolerance.- Personal Financial Wellness.- Retirement Savings.- Financial Education and Program Evaluation.- Applying Behavior Theories to Financial Behavior.- Consumer Economic Socialization.- Internet and Consumer Finance.- E-banking.- Online Insurance.- Online Shopping.- Consumer Finances of Special Populations.- Financial Literacy of High School Students.- Risky Credit Card Behavior of College Students.- Financial Issues of Older Adults.- Consumer Finances of Low-Income Families.- Management Issues of Business-Owning Families.- Gender Differences in Investment Behavior.- Financial Behavior of Hispanic Americans.- Money Matters of African Americans.- Financial Behaviors of Asian Americans.- Consumer Finance in Various Settings.- Consumer Financial Issues in Health Care.- Marriage and Finance.- Consumer Finance and Parent-Child Communication.- Consumer Bankruptcy.- Workplace Financial Education.- Regulating Consumer Lending.- Promoting Applied Research in Personal Finance.

Jing Jian Xiao, Ph.D., is Professor of Consumer Economics at the University of Rhode Island. This book was developd when he was the Take Charge America Professor and Director of the Take Charge America Institute for Consumer Financial Education and Research at the University of Arizona in 2005-07. He is the Editor-in-Chief of Journal of Family and Economic Issues and also serves on editorial boards of five other academic journals in consumer economics and finance. In addition, he is the Editor-in-Chief of a new book series, International Series on Consumer Science. Dr. Xiao earned his B.S. and M.S. in economics from Zhongnan University of Economics and Law, China and his Ph.D. in consumer economics from Oregon State University, USA.

From the reviews:

"Edited by Jing J. Xiao, a professor at the University of Rhode Island, Handbook of Consumer Finance Research was written by 25 consumer finance researchers and educators and reviewed by 25 of their peers. In other words, some of the best minds in the field of financial education and research helped inform its content... Each chapter is well-written and meticulously researched with a brief abstract, a thorough literature review, and pages of references that document each citation. Several of the chapters also contain findings from the authors' personal research studies.

Handbook of Consumer Finance Research is a valuable publication for financial advisors, financial educators, and other practitioners who work at the 'grass roots' level with clients and/or students... The Handbook is, quite simply, one of the most comprehensive compilations of consumer finance research ever written. For that, all financial advisors and educators owe the chapter authors and editor a big debt of gratitude."
- Barbara O'Neill, Ph.D., CFP®, Rutgers University, Review for Journal of Personal Finance

"Although the handbook was developed with educators, researchers, and policy makers in mind, financial practitioners will gain additional insight ... Instructors looking for a textbook for college juniors and seniors could use the handbook... Graduate students in search of a theoretical framework or a research question will read the handbook from cover to cover... I believe that, this handbook is a rich source of information on consumer finance research." Sharon A. DeVaney, Ph.D., Purdue University, Review for Financial Counseling and Planning, Vol. 19 (1), 2008

"Both academics and classroom teachers will find this book a valuable resource. For both novice and veteran researchers, it represents an excellent source of literature to begin research and find references to close knowledge gaps andbuild scholarly connections. Its classroom