Digital Finance

Table of Contents. Introduction. - Definition of Digital Finance. - Evolution of Digital Finance. - Importance of Digital Finance in Modern Economy.- Interdisciplinary Understanding of Digital Finance.- Digital Finance and Capitalism.- Chapter 1: Opportunities and Challenges for the Development of Digital Finance.- Important Theories Influencing the Development of Digital Finance.- Key Factors Affecting the Development of Digital Finance.-Challenges and Opportunities Facing Digital Finance.- Chapter 2: Monetary Theory Research on digital finance.-The importance of monetary theory in digital finance.-Traditional monetary theory and its relationship with digital finance.- The impact of digital finance on monetary theory.- Chapter 3: Innovation and Regulation in Digital Finance.- An overview on innovation and regulation in digital finance.-Digital financial regulatory framework.- Innovative models for digital finance.- Challenges and opportunities facing innovation and regulation in digital finance.- Chapter 4: Digitization by Commercial Banks.- An overview on digitization by commercial banks.- Digital banking services &products.- Digitization transformation strategy.- Challenges & opportunities faced by commercial banks' digitization.- Chapter 5: Digital Wealth Management.- An overview on digital wealth management.- Innovative models for managing wealth digitally.- Digital platforms & technologies used to manage wealth.- Challenges & opportunities facing digital wealth management.- Chapter 6: Central Bank's Cryptocurrency.- Central bank cryptocurrency overview.- CBDC model & architecture.- Impact on monetary policy & financial stability.- Challenges & opportunities faced by central bank cryptocurrency.- Chapter7 :Digital Financial System And International Monetary System. - Overview Of The Relationship Between The Two Systems.- Digitized Financial Transactions And Cross-Border Payments.- Challenges And Opportunities For Both Systems.-

Zhiyi Liu is a digital economist and artificial intelligence scientist, currently serving as the Chief Scientist at Dongfang Wealth. He is also a  researcher at the Shanghai AI Social Governance Collaborative Innovation Center, an advisor to the Shanghai Artificial Intelligence Laboratory, and a member of the AI Ethics Working Committee of the Chinese Association for Artificial Intelligence. Furthermore, Liu serves as the executive director of the Center for Computational Law and Artificial Intelligence Ethics Research at Shanghai Jiao Tong University, special research fellow at the Antai AI and Marketing Research Center at Shanghai Jiao Tong University, and chairman of the AI Ethics Committee of the Shanghai Open Technology Information Association. He is an ethics expert on the IEC Bio-Digital Fusion System Evaluation Group (IEC/SMB/SEG12) under the International Electrotechnical Commission (IEC), an expert in China's national artificial intelligence standard overall group, a member of the AIIA Alliance's Trusted AI Expert Committee, and an expert committee member of the Shanghai Artificial Intelligence Technology Association. His main areas of research include artificial intelligence ethics and governance, the intelligent economy, and digital economics. He has authored several academic books, including "Intelligent Economy," "Digital Economics," and "AI & Blockchain Intelligence," and has also published multiple English-language monographs while translating works by overseas scholars.


Hou Wenxuan: Member of the European Academy of Sciences, Director of the China Research Center at the University of Edinburgh in the UK, Professor of Finance and PhD. He holds a PhD in Finance from Manchester Business School and is a tenured professor at the University of Edinburgh Business School. He has also served as Director of the China Research Center at Durham University and Associate Professor (tenure track) in Finance, with a PhD